Housing Loan Calculators

Find out how much you could borrow and review information about an IBA housing loan using the following tools:

  • IBA Housing Loan Calculator (application opens in a new window) may be used as a guide to obtain information about borrowing capacity and loan repayments. The IBA Housing Loan Calculator has options for calculating how much you could save by paying fortnightly or making additional loan payments.
  • IBA Housing Loan Information Sheet (application opens in a new window) provides information about IBA housing loans, such as interest rates, the total cost of a loan, monthly repayments and explains how monthly repayments will be affected if interest rates increase.

IBA housing loans are available to Aboriginal and Torres Strait Islander customers to purchase an established residential property, construct a new home, purchase land or make essential improvements to an existing home.

The amount that IBA may lend to an applicant will depend upon an applicant’s individual financial situation. It may be limited by income and other home loan affordability factors. IBA may not always provide the full amount required to purchase a home. In those circumstances, IBA may require an applicant to obtain further funding from another lender.

To determine the specific terms and conditions of each IBA housing loan, IBA must first undertake a full assessment of an applicant’s eligibility and formal Application for Loan in accordance with IBA’s Indigenous Home Ownership Program policy and procedures.


IBA does not store or collect the date or information that you enter into this Housing Loan Calculator. We invite you to read more about IBA’s Privacy Policy.

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Open the housing loan calculator tools

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